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I don’t have a credit card, if I get one in the future will a collections debt affect my score?

submitted
a year ago
byrss-bot bottopersonalfinance

Sorry this is a dumb question. I had some medical bills that took a while to pay off because I was trying to dispute them (and they ghosted me). One of those bills went to collections, and I’ve paid it off now but I’m wondering if having this collections record will now affect a future credit score. I don’t have a credit card at this time and paid it off using debit.

original posted by lieutenant_jinx to r/personalfinance on Tue, 09 Apr 2024 15:16:14 GMT.

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